$100,000 in stocks against a house, since 2000

352K viewsSee the post on Instagram ↗

$100,000, from January 2000 to April 2026. S&P 500: $819,671. Your home: $332,678.

SPYJanuary 2000 to April 2026$100,000Figures from the reel
S&P 500$819,671from $100,000
Your home$332,678from $100,000
How this was made

$100,000 in January 2000, put into the S&P 500 and into a home. The home line is Custom data. Three markers: the dot-com bubble, the housing peak and COVID. Invest mode, 9:16, rendered in the browser.

What it did

The average viewer watched 12 of its 19 seconds. 1,090 people saved it and 573 followed the account off it.

Build this chart in the editor

Set these lines yourself. Invest mode is Pro.

Caption as posted

Your home is the best investment you’ll ever make. This is what most people believe.

Say you had $100,000 in the year 2000. Here is that same money in the stock market vs a house: 📈 S&P 500: $819,671 (8.2x) 🏠 Your home: $332,678 (3.3x)

The gap: $486,993.

Your home more than tripled. The market did more than 8x.

Where this applies: these are US numbers. The S&P 500 is the US stock market, and the home line is the US national home price index. Other countries can look very different.

One honest note: a mortgage can lift a home’s return, and you skip years of rent. But you also pay interest, taxes and upkeep. This puts the same cash side by side.

Send this to the friend who says renting is throwing money away.

📊 Sources: Yahoo Finance (SPY total return, Jan 2000 to Apr 2026). S&P/Case-Shiller U.S. National Home Price Index, FRED CSUSHPINSA (Jan 2000 = 100).

➡️ Made with chartrace.app.

⚠️ General information, not investment advice. Past performance is not a guide to future results.

The house line led for the first decade. It ends at less than half the market line.

January 2000 to April 2026, as the reel ends
S&P 500Your home
Ended at$819,671$332,678

Questions

Does the house line include the rent I would not pay?

No. It is the price of the house over time and nothing else. Living in it is worth something this chart does not measure.

Does the market line include dividends?

No. It is price return only. Reinvested dividends would put the market line higher still.

Methodology

Figures are the ones the reel ends on, in April 2026. The S&P 500 line is Yahoo Finance daily closes and excludes dividends. The home line is a custom price series entered in the editor, not market data, and it excludes property tax, maintenance, insurance and transaction costs. Past performance is not a guide to future results. This page is general information, not investment advice.

Read next

Make one yourself

Type the two symbols. Render one video.

Open the editor